NEW JERSEY Award-winning law firm, caring attorneys / lawyers. Limited-scope legal services at 40-60% savings. Get FREE phone consult now.
Access Legal Care, PLLC is an award-winning full-service law firm that provides Bankruptcy Chapter 7 preparation and filing services, QDROs, EDROs, and Trademark and Copyright services to lower- and moderate-income Americans at 40-60% savings.
BANKRUPTCY CHAPTER 7
Chapter 7 bankruptcy is the fastest and most common form of consumer bankruptcy. It’s a tool to resolve overwhelming debt under the protection of a federal court. You may have to give up some assets, like an expensive car or jewelry, but the vast majority of filers do not.
This type of bankruptcy forgives most unsecured debts, that is, debts without collateral, like medical bills, credit card debt and personal loans. However, some forms of debt, such as back taxes, court judgments, alimony and child support, and student loans generally aren’t eligible.
To qualify for Chapter 7 bankruptcy you:
Must pass the means test, which looks at your income, assets and expenses.
Cannot have completed a Chapter 7 in the past eight years or a Chapter 13 bankruptcy within the past six years.
Cannot have filed a bankruptcy petition (Chapter 7 or 13) in the previous 180 days that was dismissed because you failed to appear in court or comply with court orders, or you voluntarily dismissed your own filing because creditors sought court relief to recover property they had a lien on.
Access Legal Care prepares your Bankruptcy Chapter 7 petition and schedules in all 50 states for indivials or couples, with limited assets. We do not do Chapter 13 Bankruptcies. Our services include: Working with you to gather all documents and information necessary to prepare your petition and schedules; advising you on debtor financial courses you can take online or by phone; preparing your petition and all schedules; upload all documents to your trustee and answer Trustee questions; Advise you for and prepare you for your Creditor’s Meeting with the Trustee; Unlimited legal advice throughout the process. We do not represent clients in litigation, which is usually not necessary for any Chapter 7.
To speak to an attorney by phone, Schedule a FREE Phone Consultation now!
Cities and Counties We Serve
Access Legal Care provides Bankruptcy Chapter 7 preparation and filing services, QDROs, EDROs, and Trademark and Copyright services to clients in every NEW JERSEY city and county.
Access Legal Care, PLLC offers cheap and affordable legal services, while providing high-quality, effective, and caring legal care.